Financial OS for Teams | Pivoter Dashboard

Trusted by 1,200+ growing businesses

Customer stories

Part of a community that keeps growing

Trusted by founders, loved by their teams

Built together with our customers

Overview

Online banking, on your time

Faster approvals

Gray platinum credit card with a $450 charge for Cloud Services shown below.

Send any transaction above your limit to the right approver automatically.

If no one responds in 24 hours, it escalates.

Full activity log

Mobile screen showing green digital card, buttons for add to card, send money, and history.

Every approval, payment, and policy change is logged with a timestamp.

Pull the full record in seconds when an auditor asks.

Spending limits

Transaction from Supplier Inc for $750 on April 4, 2026, linked to Pivoter Vault Card, category Suppliers.

Set category caps and merchant limits once.

They're enforced automatically at checkout, no manual review needed.

Audit trail

List of three expenses: subscription, hosting, and marketing ad with times and negative amounts.

Your account's ready before you finish signing up.

No paperwork to mail, no waiting on approval.

Capabilities

Stop switching tools

Run payments, automate accounting, and manage reimbursements, all from one place built for global teams.

Multi-currency

Global payments to help your team scale

Eliminate the complexity of international growth. Pay employees and contractors in 50+ currencies with local-equivalent speeds.

Smiling woman in blue shirt looking at her smartphone indoors at night.

Smiling woman in blue shirt looking at phone in her hands indoors.

Smart accounting

Automated accounting to simplify your workflow

Automatically categorise expenses and eliminate manual data entry to speed up month-end closing.

Woman with short blonde hair looking intently at a screen in warm, soft light.

Woman with short blonde hair wearing a brown top, lit by warm sunlight and shadows on her face.

Fast payback

Simplified reimbursements for your remote team

Review and approve claims in seconds, ensuring employees are paid back quickly in their local currency.

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Trusted by 20,000+ teams

What teams are saying

73%

Less time spent on manual reconciliation

"My runway updates the second I open the app. No more 'let me check with finance' detours."

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Daniel Reyes

Founder & CEO

4.5×

Faster vendor payment approvals

"Card limits set in two taps. The whole team has guardrails by Monday morning."

Young woman with long hair and glasses wearing a dark shirt against a red background.

Priya Anand

Head of Finance

2.8×

More transactions reviewed per week

"Wired payroll from the airport on a Friday. Settled before I landed."

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Marcus Hill

Founder, fintech

91%

Fewer spreadsheet errors at month-end

"Receipts pair to charges automatically. I haven't chased one down in months."

Smiling middle-aged man with gray hair and beard wearing a black jacket and white shirt against gray background.

Tomás Ortega

CEO

6×

Quicker access to audit-ready records

"Burn, balance, and runway on the home screen. That used to be a Tuesday meeting."

Smiling red-haired woman with glasses wearing a black shirt in front of a gray background.

Eleanor Ng

COO, Series A startup

38%

Lower spend outside policy limits

"Froze a card in three seconds. From the back of a cab. Mid-ride."

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Jordan Park

Finance Lead

Govern company spend

Manage your company’s entire spend.

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Approval workflows

Route any transaction above your defined threshold to the right approver. Auto-escalates if no response within 24 hours.

Dark gray platinum credit card with a $450 charge for cloud services today.

Audit trail

Every action logged, timestamped, and exportable on demand. Full compliance visibility at any point.

$30,900 accumulated in savings with a downward arrow in a blue circle above the amount.

Spend policies

Category caps, merchant restrictions, and per-card limits — configured once in the admin panel, enforced at every checkout.

Finance in your pocket

Get started

Be in control

Your balance, burn, and runway are on the home screen the second you log in.

Approve in a tap

Spending requests hit your phone. Approve, decline, or freeze with one tap.

Safe by design

Biometric login, end-to-end encryption, and bank-grade vaults on every screen.

Pay on the go

Send wires, top up cards, and move money between accounts without your laptop.

Real results from teams that switched

How Swizz cut month-end close from 12 days to 3

Healthcare

Swizz

"We used to spend two weeks chasing receipts. With Pivoter, we close in three days — our CFO sleeps on the last day of the month."

Jordan Mercer

CFO, Swizz

Read customer story

"We used to spend two weeks chasing receipts. With Pivoter, we close in three days — our CFO sleeps on the last day of the month."

Jordan Mercer

CFO, Swizz

Read customer story

"Four sets of books, four platforms, four workflows. Pivoter didn’t simplify our stack — it made us feel like one company."

Erik Strand

Group CFO, Fjordic

Read customer story

How Fjordic unified four-country finance under one roof

Fintech

Fjordic

"Four sets of books, four platforms, four workflows. Pivoter didn’t simplify our stack — it made us feel like one company."

Erik Strand

Group CFO, Fjordic

Read customer story

From 5-day approvals to same-day decisions

SaaS

Bristol

"Finance was the bottleneck for every spend decision. Now approvals take minutes — and our team hasn’t grown in two years."

Priya Anand

Head of Finance, Bristol

Read customer story

"Finance was the bottleneck for every spend decision. Now approvals take minutes — and our team hasn’t grown in two years."

Priya Anand

Head of Finance, Bristol

Read customer story

FAQs

Have more questions? Shoot us a message and our team will be happy to help.

Is Pivoter a licensed bank?

Pivoter is a financial technology company, not a bank. All banking services are provided by our partner banks, Members FDIC. Your funds are held in secure, segregated accounts and are insured up to $2M through our partner network.

How does real-time receipt matching work?

Our proprietary Receipt Magic engine uses OCR and AI to extract line-item data from photo uploads. The system then cross-references the merchant, date, and amount against your pending transactions to pair them in approximately 0.4 seconds.

Can I set custom limits for specific team members?

Yes. Every card—physical or virtual—comes with Programmable Logic. You can set daily, monthly, or merchant-specific caps. Any transaction that exceeds these pre-defined parameters is automatically declined at the point of sale.

Which accounting platforms do you support?

Pivoter offers native, bi-directional sync with Ledgerly, Equinox, and Apex ERP. Our API-first architecture also allows for custom CSV exports tailored to your specific General Ledger (GL) code requirements.

How are international transactions handled?

Pivoter utilizes global liquidity rails to offer transactions in 50+ currencies. We use the real-time mid-market exchange rate with zero markup fees, ensuring your international operations remain cost-effective and transparent.

Finance for enterpeise teams

Trusted by 1,200+ growing businesses

Online banking, on your time

Stop switching tools

What teams are saying

Govern company spend

Cards that move with you

Finance in your pocket

Real results from teams that switched

FAQs

Ready to pivot? Get started today.

Ready to pivot? Get started today.