Pricing

Transparent pricing for every stage of growth.

Starter

For founders getting started with mobile-first finance

/month

Get started

Key features:

Business checking account

Up to 5 virtual cards

Real-time transaction feed

Basic expense categorization

Mobile app access

Professional

For teams that approve, freeze, and move money straight

$99

/month

Get started

All the features of Starter, and:

Everything in Professional

Multi-entity treasury management

Custom card programs

Dedicated account manager

Enterprise SLA and compliance tools

Organization

For finance teams coordinating approvals across multiple stakeholders

$149

/month

Get started

All the features of Professional, and:

Unlimited virtual cards

Physical titanium card

Automated receipt matching

Custom spend rules

Accounting platform sync

Compare plans

Features

Starter

Professional

Pro

Organization

Org

Virtual card issuance

Create instant virtual cards for team members or vendors with individual spending limits.

Real-time transaction feed

Track every dollar as it's spent with live notifications and zero end-of-month surprises.

Physical titanium card

Premium physical cards built for secure corporate travel and global offline expenses.

Custom spend rules

Enforce your expense policy automatically by restricting cards to specific merchant categories.

Monthly card spend limit

Set and adjust maximum monthly balances for individual cards or entire departments instantly.

$50,000

Unlimited

Customer stories

Real results from teams that switched

Read all

68%

Reduction in expense reconciliation time

"We used to spend two weeks chasing receipts. With Pivoter, we close in three days — our CFO sleeps on the last day of the month."

Jordan Mercer

Head of Finance at LinearFlow

3.2×

Faster month-end close, all four entities

"Four sets of books, four platforms, four workflows. Pivoter didn’t simplify our stack — it made us feel like one company."

Erik Strand

Head of Finance at LinearFlow

3×

Faster approvals, from 5 days to same-day

"Finance was the bottleneck for every spend decision. Now approvals take minutes — and our team hasn’t grown in two years."

Priya Anand

Head of Finance at LinearFlow

FAQs

Have more questions? Shoot us a message and our team will be happy to help.

Is Pivoter a licensed bank?

Pivoter is a financial technology company, not a bank. All banking services are provided by our partner banks, Members FDIC. Your funds are held in secure, segregated accounts and are insured up to $2M through our partner network.

How does real-time receipt matching work?

Our proprietary Receipt Magic engine uses OCR and AI to extract line-item data from photo uploads. The system then cross-references the merchant, date, and amount against your pending transactions to pair them in approximately 0.4 seconds.

Can I set custom limits for specific team members?

Yes. Every card—physical or virtual—comes with Programmable Logic. You can set daily, monthly, or merchant-specific caps. Any transaction that exceeds these pre-defined parameters is automatically declined at the point of sale.

Which accounting platforms do you support?

Pivoter offers native, bi-directional sync with Ledgerly, Equinox, and Apex ERP. Our API-first architecture also allows for custom CSV exports tailored to your specific General Ledger (GL) code requirements.

How are international transactions handled?

Pivoter utilizes global liquidity rails to offer transactions in 50+ currencies. We use the real-time mid-market exchange rate with zero markup fees, ensuring your international operations remain cost-effective and transparent.

Pricing

Compare plans

Real results from teams that switched

FAQs

Ready to pivot? Get started today.

Ready to pivot? Get started today.