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Features
Starter
Professional
Pro
Organization
Org
Mobile app access
Full treasury control from any iPhone or Android — check balances, move money, and manage cards
Real-time push notifications
Instant alerts on every transaction showing merchant, amount, and category the moment the charge posts
One-tap wire approvals
Approve or decline wires directly from a push notification — no app switch, no login, no delay
Tap to Pay
Push any virtual card to Apple Pay or Google Wallet in seconds — spend before the plastic arrives
Receipt scan & auto-match
Snap a photo of any receipt and the app links it to the correct transaction automatically — no manual entry
Multi-user approval workflows
Coordinate spend approvals across your entire team — define chains by amount, department, or card type

FAQs

Is Pivoter a licensed bank?

Pivoter is a financial technology company, not a bank. All banking services are provided by our partner banks, Members FDIC. Your funds are held in secure, segregated accounts and are insured up to $2M through our partner network.

How does real-time receipt matching work?

Our proprietary Receipt Magic engine uses OCR and AI to extract line-item data from photo uploads. The system then cross-references the merchant, date, and amount against your pending transactions to pair them in approximately 0.4 seconds.

Can I set custom limits for specific team members?

Yes. Every card—physical or virtual—comes with Programmable Logic. You can set daily, monthly, or merchant-specific caps. Any transaction that exceeds these pre-defined parameters is automatically declined at the point of sale.

Which accounting platforms do you support?

Pivoter offers native, bi-directional sync with Ledgerly, Equinox, and Apex ERP. Our API-first architecture also allows for custom CSV exports tailored to your specific General Ledger (GL) code requirements.

How are international transactions handled?

Pivoter utilizes global liquidity rails to offer transactions in 50+ currencies. We use the real-time mid-market exchange rate with zero markup fees, ensuring your international operations remain cost-effective and transparent.

Trusted by 20,000+ teams

What teams are saying

73%
Less time spent on manual reconciliation
"My runway updates the second I open the app. No more 'let me check with finance' detours."
Smiling man with glasses, beard, and short hair wearing a black shirt against a plain green background.
Daniel Reyes
Founder & CEO
4.5×
Faster vendor payment approvals
"Card limits set in two taps. The whole team has guardrails by Monday morning."
Young woman with long hair and glasses wearing a dark shirt against a red background.
Priya Anand
Head of Finance
2.8×
More transactions reviewed per week
"Wired payroll from the airport on a Friday. Settled before I landed."
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Marcus Hill
Founder, fintech
91%
Fewer spreadsheet errors at month-end
"Receipts pair to charges automatically. I haven't chased one down in months."
Smiling middle-aged man with gray hair and beard wearing a black jacket and white shirt against gray background.
Tomás Ortega
CEO
6×
Quicker access to audit-ready records
"Burn, balance, and runway on the home screen. That used to be a Tuesday meeting."
Smiling red-haired woman with glasses wearing a black shirt in front of a gray background.
Eleanor Ng
COO, Series A startup
38%
Lower spend outside policy limits
"Froze a card in three seconds. From the back of a cab. Mid-ride."
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Jordan Park
Finance Lead

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